ANZ have a new offer for their range of ANZ Frequent Flyer Cards. Unlike previous promotions, the latest round has different bonus points depending on the level of card chosen. The range of offers is as follows:
ANZ Frequent Flyer
25,000 Points when spending $2,500 points in the first three months
ANZ Platinum Frequent Flyer
50,000 Qantas Points when spending $5,000 in the first three months
ANZ Black Frequent Flyer
75,000 Qantas Points when spending $7,500 in the first three months
In all three cases, the annual fee is waived for the first year. In order to be eligible for this offer you will need to not have held an ANZ Frequent Flyer card within the twelve months prior to application.
The cards compared
The following table gives a brief side by side comparison of the features of the three cards in the ANZ Qantas Frequent Flyer range.
| Frequent Flyer | Platinum | Black | |
|---|---|---|---|
| Annual Fee | $95 | $295 | $425 |
| Interest Free Days | 44 | 55 | 55 |
| Minimum Limit | $1,000 | $6,000 | $15,000 |
| Minimum Income (pa) | $15,000 | $50,000 | $75,000 |
| Qantas Points per dollar | |||
| Visa Earn | 0.5 | 0.5 | 0.75 |
| Amex Earn | 1 | 1.5 | 1.5 |
| Points Cap* | $3,000* | $6,000* | N/A |
| *Cap is per card. e.g. $3,000 spend on the Visa card, and $3,000 on the American Express card | |||
| Bonus for Qantas spend | Yes | Yes | Yes |
| Qantas Extras | |||
| Lounge Access | No | No | Through Veloce |
| Qantas Club Invitations | No | No | >2 per year |
| Qantas Club Offer | No | No | Yes |
| Insurance | |||
| Overseas Travel | No | Yes | Yes |
| Transport Accident Cover | No | Yes | Yes |
| Rental Excess | Optional | Yes | Yes |
| Interstate Flight Inconvenience | No | Yes | Yes |
| Extended Warranty | No | Yes | Yes |
| Best Price Guarantee | No | Yes | Yes |
ANZ Frequent Flyer card
The ANZ Frequent Flyer card represents the base level offering for a Qantas Points earning card from ANZ. For $95 per year, it is a fairly basic card
It offers up to 44 days interest free, and comes with a totol annual fee of $95.
ANZ Frequent Flyer Platinum Card
While platinum used to be the top of the pile as far as cards go, it is now pretty much just a mid range card, having largely replaced the Gold cards that used to lie in the middle.
Over the base card, the Platinum card adds a few features. The first of these is that the included interest free period gets extended out to a maximum of 55 days, up from the 44 days allowed on the basic card.
As a premium card, it has a number of included insurance products. These insurances include (but check the terms and conditions of the insurance to see whether they are suitable):
- Overseas Travel and Medical Insurance
- Rental Excess Cover4
- 90-day Purchase Security Insurance6 on most items bought with your credit cards.
- Extended Warranty
- Best Price Guarantee Scheme: Claim the difference if, within 21 days, you see what you’ve bought with your Platinum credit card advertised cheaper
- Transport Accident Cover
- Interstate Flight Inconvenience Insurance against unforeseen events including trip cancellation, flight delays and lost or stolen luggage for holidays of up to 14 days.
Being a plaitnum level Visa, the Visa card provides access to Visa Premium Services.
ANZ Frequent Flyer Black Card
The ANZ Frequent Flyer Black card is the current top of the line offering from ANZ. As a top of the line card, it comes with a number of travel related perks, but does have an annual fee to match.
First up, there is lounge access. The card comes with two Qantas Lounge passes per year. If that is not enough, the card offers a discounted membership to the Qantas club – ANZ quote a saving in the first year of $455, however, part of that saving is from a waiver of the joining fee that is available if you pay the membership fee on the card.
Outside Australia, there is the Veloce program that provides access to a range of airline lounges. The available list changes from time to time, so you need to check on it regualry. The current list is available here. To gain access to a participating lounge you need to show your ANZ Frequent Flyer Black card and the boarding pass for your departure from the airport.
As would be expected from a premium card, it includes the range of insurances similar to the platinum card.
Further information
The sign-up bonus is available to all new applicants who are approved by June 30 2015. For further information on the promotion, and the details of the three cards, refer to the ANZ Promotions page for the cards.
Previous Offers
[Published 7 May, 2015]
The popular ANZ 50000 Qantas points offer for new applicants to one of their range of Qantas Frequent Flyer cards is on again. Under the offer, the cards are available for no annual fee in the first year, and 50,000 Qantas Points is up for grabs if you spend $3,000 or more in the first three months of holding the card.
To take advantage of this offer you will need to
Apply for an ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card account by 30 June 2015
Not currently hold or closed one of the mentioned cards within the last twelve months
Activate the card, and make $3,000 worth of eligible spend within three months of card approval