Credit Card Reviews

There are quite a range of credit cards in Australia that offer frequent flyer points, or even hotel points. In some cases these a done by direct transfer to the program, while in other cases points are accrued within the banks own rewards program, and can be moved across to a range of programs on request.

Given the use of these cards for improving your travel experience, Fly Stay Points aims to review the cards or their programs to give an idea of the cards, the programs and what they provide.

The tables below link to the latest reviews for cards or their programs.

Credit Card Reviews

Many card issuers including banks, airlines, credit unions or credit card companies themselves offer frequent flyer rewards or other travel-related cards. The latest credit card reviews on Fly Stay Points are shown below.


Credit Card Reviews
Credit Card Program Annual Fee Points Earing X-Factor
Airline Affiliated Cards
Qantas American Express Ultimate Qantas Frequent Flyer $450
  • Earn 1.5 Qantas Points for every $1 spent on eligible purchases, except at Government Bodies
  • Earn 0.5 Qantas Points for every $1 spent on eligible purchases at Government Bodies
  • Plus 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
$450 Annual Qantas Travel Credit
American Express Velocity Platinum  Virgin Australia Velocity  $375
  • 1.5 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent
  • 1 additional Velocity Point per $1 spent with Virgin Australia
100 Status Credits when spending $50,000 per year
Hotel Affiliated Cards
Hilton Honors Macquarie Platinum Hilton Honors $295
  • 1 point per dollar
  • 4 points per dollar at Hilton properties
Hilton Honors Gold
Bank Programs
Westpac Altitude Black Altitude Rewards $395
  • Visa: 1.25 points per dollar
Priority Pass
Altitude Qantas $395
  • Visa: 0.625 points per dollar
2 Lounge passes per year