American Express Platinum Edge


The American Express Platinum Edge credit card is a popular card among points collectors and travellers. For a mid-range card, it offers a mix of points for everyday spend, with a good range of included perks.

For the point collector, it offers 3 points for spend at major supermarkets and petrol stations, and 2 points on spend overseas. Points can be transferred to nine airline partners and two hotel partners.

Points Earning

One area this card shines in is its points earning potential. When spending at most businesses, the card offers 1 Membership Reward point per dollar. This gets boosted to 3 points per dollar at major supermarkets and petrol stations, and 2 points per dollar for spend overseas.

For clarity, the supermarkets and petrol stations that are eligible for bonus points are shown in the following tables. These may change from time to time.

Supermarkets qualifying for bonus points with
American Express Platinum Edge
Coles and Coles Online
Food For Less
Fresh Provisions
Harris Farm Markets
Safeway, Woolworths and Woolworths online, Thomas Dux & BigW
Macro Wholefood


Petrol stations qualifying for bonus points with
American Express Platinum Edge
Caltex Woolworths
Safeway Petrol, Woolworths Petrol
7 Eleven

Using Points

Generally, the best use of points in this program is to convert them into points or miles in a travel loyalty program. Membership Rewards points earned through the Platinum Edge card may be transferred to partners such as Virgin Australia’s Velocity program, Singapore Airlines Krisflyer, Cathay Pacific Asia Miles, Malaysia Airlines Enrich, and the Starwood Hotels Preferred Guest programs. Qantas is not a partner.


One notable feature of the card is an annual $200 travel credit. This credit can be seen to easily cover the $195 annual fee. The credit is usable to purchase services through American Express travel.

Apart from that. cover for domestic and international travel insurance is provided when using either your American Express Platinum Edge card or your Membership Rewards points to book a return trip. There are a number of conditions on the length of travel and eligibility for cover, so ensure you are familiar with these provisions if you wish to rely on the provided insurance. You can read the full PDS here.

Card feature Summary

Card Features
Basic Details
Card Name American Express Platinum Edge
Annual fee $195
Interest Rate 20.74% p.a. interest rate on purchases
Interest Free Period Up to 55 days
Point Earning
Loyalty program Membership Rewards Ascent
Points Earning
  • 3 Membership Rewards points per dollar spent at major supermarkets and petrol stations
  • 2 Membership Rewards points per dollar spent overseas
  • 1 Membership Rewards point per dollar spent on other purchases
Bonus Points
Points earn rate(Cap/Tier) Uncapped
Other Benefits
Travel benefits
  • Receive a $200 Travel Credit each year which you can use towards flights or hotels through Amex Travel
Included Protections
  • Travel and purchase protection insurances (PDS)
Other Fees/Charges
Foreign Transaction Fee  3%
Additional Card Fee $0 for up to 4 Additional Cards

Summary – American Express Platinum Edge

Overall, the card is a great all-rounder for a mid-range card. It allows you to earn a good number of points from everyday spend.

On the other hand, if you are tied to Qantas, then the card may not be for you. There is no option to transfer points into the Qantas program.

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About Author

Mark is the founder of FlyStayPoints, and caught the travel bug early in life. He discovered the benefits of travel loyalty programs in 2001, and is always learning how they can make travel better. While work takes him between Perth and Melbourne, he is always plotting his next adventure.