Qantas lifts Credit Card Surcharge Caps


Qantas has lifted the cap on its credit-card surcharges. In some cases, such as domestic travel, the cap has been doubled. As a result, you could be up for a higher credit card surcharge next time you book a flight.

Qantas introduced the current credit card surcharge structure back in 2016. At the time, they moved from a flat fee to one calculated as a percentage of the fare. They also added a cap. For a domestic flight, you would not pay more than $11.

Over the past three years, the percentages have drifted around, generally in a downward direction. However, the fee cap has remained the same.

This time around Qantas has opted to increase the fee cap. For a domestic or Trans-Tasman journey, the fee cap has been lifted from $11 to $22. In the case of international flights (other than Trans Tasman), the fee cap has gone from $70 up to $120.

As an example of what this means, consider a domestic airfare. If you pay by credit card, you are charged 1.03%. In the past, you would reach the cap if your ticket price was more than $1,067. If your ticket was over $1,067, you still paid just $11.

This cap has now been raised to $22. As such, your surcharge keeps rising until your ticket exceeds $2,135.

This increase will likely have the greatest effect on travelers booking into Business. Some of these fares now exceed $2,000. It’s a bit harder to see that people booking Economy tickets will be hit as hard.

What are the payment surcharges?

Qantas apply the following payment surcharges,

Booking made in Australia Debit/prepaid cards Credit/charge cards Paypal Fee cap (per ticket per card in AUD)
Australian Domestic
Australian Trans-Tasman
Australian International


Fee Free Options

If you’d rather not pay a surcharge, there are various fee-free options available. The fee-free options include:

  • POLi  online payment option
  • BPay for payment made 7 days or more before the flight’s scheduled  departure
  • UATP cards issued by Qantas
  • Credit voucher.

The Qantas Gift Voucher is a popular way of avoiding the credit card surcharge.

As Qantas makes changes to their surcharges from time to time, you can find the latest information on their website

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About Author

Mark is the founder of FlyStayPoints, and caught the travel bug early in life. He discovered the benefits of travel loyalty programs in 2001, and is always learning how they can make travel better. While work takes him between Perth and Melbourne, he is always plotting his next adventure.