Are you looking for a credit card offering uncapped Qantas Points and no annual fee? If so, the Qantas Discovery American Express Card might be what you are after.
On most everyday spend, you will earn 0.75 Qantas Points per dollar. The exception is on spend at government bodies in Australia, where the earn rate reduces to 0.5 Qantas Points per dollar.
Qantas Discovery American Express Card Card Features
No annual fee – for life
The Qantas Discovery American Express Card comes with no annual fee for life – not just waived for the first year.
Earn Qantas points each time you spend with your Card
The Qantas Discovery American Express Card delivers a competitive Qantas points earn rate on day to day spend.
- Earn 0.75 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
- Earn 1 additional Qantas Point per $1 spent on eligible Qantas products and services in Australia
What’s more, there is no cap on earn rates. You earn the same number of Qantas Points for each dollar you spend, no matter how much you spend each month.
Other Features
This is a value product, so it does not come with a wide array of features. Its big selling point is that it comes with no annual fee.
Having said that, it does participate in the American Express offers program, so you might be in for some cashback on eligible transactions.
The card is also compatible with Apple Pay, Samsung Pay, and Google Pay. Once set up, these options will allow you to easily pay with your smartphone.
Card feature Summary
| Card Features | |
|---|---|
| Basic Details | |
| Card Name | The Qantas American Express Discovery Card |
| Annual fee | $0 |
| Interest Rate | 23.99% p.a. interest rate on purchases |
| Interest Free Period | Up to 44 days |
| Point Earning | |
| Loyalty program | Qantas Frequent Flyer |
| Points Earning | Earn 0.75 Qantas Points per$1 spent on eligible purchases, except at government bodies in Australia 0.5 Qantas Points per $1 spent at government bodies in Australia |
| Bonus Points | Plus 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia |
| Points earn rate(Cap/Tier) | Uncapped |
| Other Benefits | |
| Travel benefits | |
| Included Protections | |
| Other Fees/Charges | |
| Foreign Transaction Fee | 3% |
| Additional Card Fee | $0 |
Summary – Qantas American Express Discovery Card
It’s a decent card for those looking for something that comes with no annual fee. For that, you get a card that allows you to earn of 0.75 Qantas point per dollar. If you spend on Qantas Products, this could be boosted by an extra 1 Qantas Point per dollar.
