Virgin Money are offering up to 70,000 Velocity Points when you take out a new Virgin Australia Velocity Flyer Card.
Points under the offer
- 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval.
- 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only.
Virgin Money Velocity Flyer Points Earning
The following chart shows the current earn rates for the Velocity Flyer card. As with many cards these days, there is a tiered earning level
Until 30 September 2026
| Spend each statement period | Standard earn rate on retail purchases |
|---|---|
| First $1,500 | 0.66 Points per $1 on eligible transactions |
| After $1,500 | 0.5 Points per $1 on eligible transactions |
From 1 October 2026
| Spend each statement period | Standard earn rate on retail purchases |
|---|---|
| First $1,500 | 0.5 Points per $1 on eligible transactions |
| After $1,500 | 0.25 Points per $1 on eligible transactions |
The Virgin Australia Velocity Flyer Card excludes some ‘government-related transactions’ from earning points. This includes ‘transactions with government or semi-government entities or relating to services provided by or in connection with government’.
Examples of excluded transactions include those made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court-related costs.
Flight Benefits
The Virgin Australia Velocity Flyer Card includes a $129 Virgin Australia Gift Voucher* each year that you hold the card. This voucher can be used across the entire Virgin Australia network. By itself, this voucher offsets the annual fee of the card.
The key details you need to know about the voucher are:
- You are eligible for a voucher each year,
- Your account must have been open for at least 30 days since approval (or for 30 days after each approval anniversary)
- In order to access the benefit, you will need to make a retail purchase in the 2 months prior to requesting the voucher
- You can request the voucher online here.
- Once you have requested the voucher, it will be delivered by email, and is valid for 6 months from issue
- When you have the voucher, you will be able to use the credit on any booking made through the Virgin Australia website or over the phone. This includes all cabins and fares on sale at the time of booking
Card Feature Summary
| Card Features | |
|---|---|
| Basic Details | |
| Card Name | Virgin Australia Velocity Flyer credit card |
| Annual fee | $149 p.a. standard annual fee |
| Interest Rate | 20.74% p.a. interest rate on purchases |
| Interest Free Period | Up to 44 days |
| Point Earning | |
| Loyalty program | Velocity Frequent Flyer |
| Points Earning | Until 30 September 2026 0.66 Velocity Points per dollar on eligible purchases for the first $1,500 spent each statement period 0.5 Velocity Points thereafter |
| Bonus Points | |
| Points earn rate(Cap/Tier) | Tiered as per Points Earning |
| Other Benefits | |
| Travel benefits | $129 Virgin Australia Gift Voucher* |
| Included Protections | Transit Accident Insurance# |
| Other Fees/Charges | |
| Foreign Transaction Fee | 3.3% |
| Additional Card Fee | $39 |
While the earn rate on the card is 0.66 Velocity Points per dollar, the $129 Gift Voucher almost offsets the annual fee. So, if you are looking to earn Velocity Points, you don’t need to spend big and can still enjoy the travel rewards that come with the Virgin Australia Velocity Flyer Card.
Important Information
*The Virgin Australia Gift Voucher is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year, in the form of a $129 travel credit in a Virgin Australia Travel Bank. You will become eligible for your $129 Virgin Australia Gift Voucher after card approval in your first year and after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder in the 2 months prior to requesting your voucher online at online at https://virginmoney.com.au/products/credit-card/gift-voucher, your account is active and in good standing and you are a Velocity Frequent Flyer member. Gift voucher is not redeemable for cash and is not reloadable. See Virgin Australia Gift Voucher Benefit Terms & Conditions and Terms of use for full details.
^To earn and redeem Velocity Points there must be an active Velocity Frequent Flyer membership linked to the Virgin Australia Velocity Flyer Card account. Velocity membership Terms and Conditions apply. This offer can’t be used in conjunction with other Virgin Australia Velocity High Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades). Velocity membership, Status Credits earn and Points earn and redemption are subject to the Velocity membership Terms and Conditions, as amended from time to time. This offer is not applicable or valid in conjunction with any other advertised or promotional offer. We may vary or end this offer at any time.
#Complimentary insurance covers:
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245 631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Virgin Money credit cards. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or means. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Virgin Money Credit Cards Complimentary Insurance Policy Information Booklet. Neither NAB nor any of its related corporations guarantee this insurance.
